PipFarm Review

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Forex prop firm

PipFarm rules, prices and payouts, checked on October 26, 2026 against pipfarm.com.

Market

Forex

Programs

Classic one-stage, Classic two-stage, Endurance one-stage, Endurance two-stage, Consistency one-stage, Consistency two-stage

Accounts up to

$150K

Platforms

cTrader

No partner code

Visit PipFarmRead the verdict

PipFarm sells simulated trading accounts on cTrader through three challenge modes: Classic, Endurance and Consistency. Each mode comes as a one-stage challenge, with either a static or a balance trailing max loss, or as a two-stage challenge, in six sizes from $5,000 to $150,000. This review covers those accounts and the rules PipFarm publishes in its official help center.

The three modes differ in how the firm measures the way you trade. Classic counts trading days, Endurance counts profitable days, and Consistency caps the share of total profit that your best day may represent. Funded traders start at a 70% profit share; it moves up one step with each approved payout, up to the level of their Experience Program rank (99% at Rank 6).

Highlights and good to know

Highlights

• Three ways to be assessed: trading days (Classic), profitable days (Endurance) or a 40% daily consistency score (Consistency).
• Classic, Endurance and Consistency challenges cost $25 to $720 for $5,000 to $150,000, one price per size across all formats.
• A 3% max daily loss on the Classic, Endurance and Consistency challenges, raised to 4% from Rank 4.
• Profit share from 70%, moving up one step per payout to the level of your rank, 99% at Rank 6.
• News trading, overnight and weekend holding, and bots that run your own strategy are allowed.
• Every fifth approved payout scales the account under the Sustainable Scaling Program (One Step Light and Instant accounts do not scale).
• A refund within 24 hours of purchase, minus a $10 account issuance fee.

Good to know

• Trading runs on cTrader only (Windows, Mac, web, iOS and Android) with simulated market data, on 57 forex pairs, metals, indices, energies and crypto.
• Payouts are requested every 30 calendar days by default. 14-day, 7-day and on-demand intervals are options that add 15%, 30% or 50% to the challenge fee, and one payout can be received every 7 calendar days across all of a trader's accounts, except a first payout on demand.
• Each stage has a time limit chosen at checkout: 90 days as standard, 180 or 360 days as an option. An account needs at least one closed trade every 28 days.
• Identity verification with ComplyCube or Veriff is required before trading a funded account and usually takes 2 business days.
• Tax residents of 14 listed jurisdictions, including the United States, and citizens of Iran, North Korea and the United States cannot join. One trader per family or household may take part.

PipFarm programs and prices

Program	Accounts and prices	Profit target	Daily loss limit	Max drawdown
Classic one-stage	$5K: $35 · $10K: $60 · $20K: $110 · $50K: $260 · $100K: $490 · $150K: $720	12%	3%	6% static or 8% balance trailing, depending on the variation bought
Classic two-stage	$5K: $35 · $10K: $60 · $20K: $110 · $50K: $260 · $100K: $490 · $150K: $720	9% (stage 1), 6% (stage 2)	3%	9% static
Endurance one-stage	$5K: $30 · $10K: $50 · $20K: $90 · $50K: $220 · $100K: $420 · $150K: $590	10%	3%	6% static or 8% balance trailing, depending on the variation bought
Endurance two-stage	$5K: $30 · $10K: $50 · $20K: $90 · $50K: $220 · $100K: $420 · $150K: $590	8% (stage 1), 5% (stage 2)	3%	8% static
Consistency one-stage	$5K: $25 · $10K: $40 · $20K: $70 · $50K: $160 · $100K: $280 · $150K: $420	9%	3%	6% static or 8% balance trailing, depending on the variation bought
Consistency two-stage	$5K: $25 · $10K: $40 · $20K: $70 · $50K: $160 · $100K: $280 · $150K: $420	6% (stage 1), 6% (stage 2)	3%	8% static

Classic one-stage rules

Rule	Classic one-stage
Drawdown type	Static (from the starting balance) or balance trailing from the balance high-water mark; same price for both
Minimum trading days	3 Trading Days per stage (a day with at least one closed position)
Consistency rule	None in the challenge; funded Classic accounts issued after 9 April 2026: no single day above 50% of total profit
Contracts / leverage	Dynamic per symbol: on challenges forex up to 1:30 (1:50 from Rank 3), metals and indices up to 1:20; funded metals up to 1:10; lower as net exposure grows
Profit split	Starts at 70%; moves up one step per approved payout to the level of the Experience Program rank (75%, 80%, 85%, 90%, 95%, 99% at Rank 6)
Payout frequency	Every 30 calendar days by default; 14-day, 7-day and on-demand intervals are options added to the fee (+15%, +30%, +50%)
Max daily loss from Rank 4	4%
Max loss from Rank 2	1 point higher
Minimum payout	1% (accounts bought from 27 August 2026); $50 minimum for Skrill, USDT and USDC
Time limit per stage	90 days as standard; 180 or 360 days as an option
Inactivity	At least one closed trade every 28 days

Not clearly published by the firm: activation fee.

Classic two-stage rules

Rule	Classic two-stage
Drawdown type	Static
Minimum trading days	3 Trading Days per stage (a day with at least one closed position)
Consistency rule	None in the challenge; funded Classic accounts issued after 9 April 2026: no single day above 50% of total profit
Contracts / leverage	Dynamic per symbol: on challenges forex up to 1:30 (1:50 from Rank 3), metals and indices up to 1:20; funded metals up to 1:10; lower as net exposure grows
Profit split	Starts at 70%; moves up one step per approved payout to the level of the Experience Program rank (75%, 80%, 85%, 90%, 95%, 99% at Rank 6)
Payout frequency	Every 30 calendar days by default; 14-day, 7-day and on-demand intervals are options added to the fee (+15%, +30%, +50%)
Max daily loss from Rank 4	4%
Max loss from Rank 2	1 point higher
Minimum payout	1% (accounts bought from 27 August 2026); $50 minimum for Skrill, USDT and USDC
Time limit per stage	90 days as standard; 180 or 360 days as an option
Inactivity	At least one closed trade every 28 days

Not clearly published by the firm: activation fee.

Endurance one-stage rules

Rule	Endurance one-stage
Drawdown type	Static (from the starting balance) or balance trailing from the balance high-water mark; same price for both
Minimum trading days	Profitable Trading Days instead: 4 on the one-stage challenge, 3 per stage on the two-stage challenge (a day that closes with at least 0.5% net profit)
Consistency rule	None in the challenge; funded Endurance accounts: no single day above 50% of total rewards
Contracts / leverage	Dynamic per symbol: on challenges forex up to 1:30 (1:50 from Rank 3), metals and indices up to 1:20; funded metals up to 1:10; lower as net exposure grows
Profit split	Starts at 70%; moves up one step per approved payout to the level of the Experience Program rank (75%, 80%, 85%, 90%, 95%, 99% at Rank 6)
Payout frequency	Every 30 calendar days by default; 14-day, 7-day and on-demand intervals are options added to the fee (+15%, +30%, +50%)
Max daily loss from Rank 4	4%
Max loss from Rank 2	1 point higher
Minimum payout	1% (accounts bought from 27 August 2026); $50 minimum for Skrill, USDT and USDC
Time limit per stage	90 days as standard; 180 or 360 days as an option
Inactivity	At least one closed trade every 28 days

Not clearly published by the firm: activation fee.

Endurance two-stage rules

Rule	Endurance two-stage
Drawdown type	Static
Minimum trading days	Profitable Trading Days instead: 4 on the one-stage challenge, 3 per stage on the two-stage challenge (a day that closes with at least 0.5% net profit)
Consistency rule	None in the challenge; funded Endurance accounts: no single day above 50% of total rewards
Contracts / leverage	Dynamic per symbol: on challenges forex up to 1:30 (1:50 from Rank 3), metals and indices up to 1:20; funded metals up to 1:10; lower as net exposure grows
Profit split	Starts at 70%; moves up one step per approved payout to the level of the Experience Program rank (75%, 80%, 85%, 90%, 95%, 99% at Rank 6)
Payout frequency	Every 30 calendar days by default; 14-day, 7-day and on-demand intervals are options added to the fee (+15%, +30%, +50%)
Max daily loss from Rank 4	4%
Max loss from Rank 2	1 point higher
Minimum payout	1% (accounts bought from 27 August 2026); $50 minimum for Skrill, USDT and USDC
Time limit per stage	90 days as standard; 180 or 360 days as an option
Inactivity	At least one closed trade every 28 days

Not clearly published by the firm: activation fee.

Consistency one-stage rules

Rule	Consistency one-stage
Drawdown type	Static (from the starting balance) or balance trailing from the balance high-water mark; same price for both
Minimum trading days	None: the Daily Consistency Score applies instead
Consistency rule	No single trading day above 40% of total profit, to pass and for every payout (35% on two-stage accounts bought before 27 August 2026)
Contracts / leverage	Dynamic per symbol: on challenges forex up to 1:30 (1:50 from Rank 3), metals and indices up to 1:20; funded metals up to 1:10; lower as net exposure grows
Profit split	Starts at 70%; moves up one step per approved payout to the level of the Experience Program rank (75%, 80%, 85%, 90%, 95%, 99% at Rank 6)
Payout frequency	Every 30 calendar days by default; 14-day, 7-day and on-demand intervals are options added to the fee (+15%, +30%, +50%)
Max daily loss from Rank 4	4%
Max loss from Rank 2	1 point higher
Minimum payout	1% (accounts bought from 27 August 2026); $50 minimum for Skrill, USDT and USDC
Time limit per stage	90 days as standard; 180 or 360 days as an option
Inactivity	At least one closed trade every 28 days

Not clearly published by the firm: activation fee.

Consistency two-stage rules

Rule	Consistency two-stage
Drawdown type	Static
Minimum trading days	None: the Daily Consistency Score applies instead
Consistency rule	No single trading day above 40% of total profit, to pass and for every payout (35% on two-stage accounts bought before 27 August 2026)
Contracts / leverage	Dynamic per symbol: on challenges forex up to 1:30 (1:50 from Rank 3), metals and indices up to 1:20; funded metals up to 1:10; lower as net exposure grows
Profit split	Starts at 70%; moves up one step per approved payout to the level of the Experience Program rank (75%, 80%, 85%, 90%, 95%, 99% at Rank 6)
Payout frequency	Every 30 calendar days by default; 14-day, 7-day and on-demand intervals are options added to the fee (+15%, +30%, +50%)
Max daily loss from Rank 4	4%
Max loss from Rank 2	1 point higher
Minimum payout	1% (accounts bought from 27 August 2026); $50 minimum for Skrill, USDT and USDC
Time limit per stage	90 days as standard; 180 or 360 days as an option
Inactivity	At least one closed trade every 28 days

Not clearly published by the firm: activation fee.

Trading restrictions and platforms

• News trading: Allowed, with no restricted news events; repeated maximum-size positions just before major events may be reviewed as speculative
• Weekend holding: Allowed: positions can be held overnight and over weekends; crypto trades at weekends; swaps charged at 22:00 GMT
• EAs and bots: Allowed when the bot runs your own strategy (cBots, cTrader Open API, FIX, trade copiers between your own accounts); ready-made or marketplace bots and high-frequency trading are not allowed
• Platforms: cTrader
• Instruments: 57 forex pairs, Metals, Indices, Energies, Crypto

Three modes, one price per account size

PipFarm prices each mode separately and keeps one price per account size inside a mode. Classic costs $35, $60, $110, $260, $490 and $720 for $5,000, $10,000, $20,000, $50,000, $100,000 and $150,000. Endurance costs $30, $50, $90, $220, $420 and $590, and Consistency $25, $40, $70, $160, $280 and $420.

The help center states that a one-stage trailing, a one-stage static and a two-stage account of the same size cost the same, so the choice of format does not change the fee. Prices are in USD; accounts can also be bought in EUR or GBP, and the simulated account is then held in that currency.

One-stage or two-stage: targets and max loss

On the one-stage challenge the profit target is 12% in Classic, 10% in Endurance and 9% in Consistency. The max loss depends on the variation you buy: 6% static or 8% balance trailing, measured from the balance high-water mark on the trailing version.

The two-stage challenge asks for 9% then 6% in Classic with a 9% static max loss, 8% then 5% in Endurance with 8% static, and 6% then 6% in Consistency with 8% static. The max daily loss is 3% on all three modes, one-stage and two-stage. From Rank 2 the max loss allowance rises by one point, and from Rank 4 the max daily loss becomes 4%.

Trading days, profitable days or a consistency score

Classic asks for 3 Trading Days per stage, a Trading Day being any day with at least one closed position. Endurance counts Profitable Trading Days instead, days that close with a minimum net profit (0.5% in the firm's mode comparison): 4 on the one-stage challenge and 3 per stage on the two-stage challenge.

Consistency replaces day counts with a Daily Consistency Score: no single trading day may account for more than 40% of total profit, both to pass and for every payout (35% on two-stage accounts bought before 27 August 2026). Consistency accounts also earn double experience points. On funded accounts, Classic accounts issued after 9 April 2026 and Endurance accounts apply a 50% daily consistency score.

The Experience Program: profit share, commission and leverage by rank

Traders earn experience points by passing challenges, receiving payouts, scaling accounts and completing quests. Ranks run from 0 to 6 at 0, 10, 25, 50, 100, 200 and 300 points, and set a profit share of 70%, 75%, 80%, 85%, 90%, 95% and 99%. The payout share starts at 70% and moves up one step with each approved payout, up to the level of the trader's rank, so 99% applies from the seventh payout at the earliest.

The same ranks lower the commission on forex and metals from $6 per round turn lot to $3 from Rank 2, $1 from Rank 4 and $0 at Rank 6; indices, crypto and energies carry no commission. Leverage is dynamic per symbol: on challenges up to 1:30 on forex (1:50 from Rank 3) and up to 1:20 on metals and indices; on funded accounts metals are capped at 1:10. Leverage steps down as net exposure grows. These rank benefits apply in full to the Classic, Endurance and Consistency accounts; One Step Light gets none, and on Pay with Profits the rank does not change max loss, daily loss or profit share.

Payouts, review time and scaling

A payout is requested from the dashboard once the interval has passed, the account meets its mode's requirements and no position is open. The firm reviews each request within 2 to 3 business days and pays it within 2 to 3 business days by Skrill, USDT, USDC, or bank transfer in GBP, EUR or AUD on request. The minimum payout is 1% on accounts bought from 27 August 2026, and Skrill, USDT and USDC payouts start at $50.

Except on One Step Light and Instant accounts, every fifth approved payout adds an increment to the same account under the Sustainable Scaling Program, 10% of the initial balance at Ranks 0 and 1 and more at higher ranks. A trader may hold up to 5 funded accounts and 3 Instant accounts, each group up to 300,000 combined, while challenges are unlimited.

Other accounts: One Step Light, Swing, Pay with Profits and Instant

Beside the three modes, the help center describes four more products. One Step Light has a 6% target and an EOD trailing max loss. Swing is a two-stage account with 8% targets, an 8% static max loss and no daily loss limit. Pay with Profits accounts, in the Endurance and Consistency modes, start with a small admission fee and take a one-time fee of 1% to 3% of the initial balance from the first payout, with a 10% static max loss and a 5% max daily loss during the challenge; on the funded account the max loss depends on the risk tier. Instant accounts start funded with no challenge.

Pay with Profits admission fees are shown at PipFarm's checkout; this review lists the base prices of the Classic, Endurance and Consistency challenges, which the help center publishes.

Verdict

PipFarm suits a trader who wants to choose how the evaluation measures them: a fixed number of trading days with Classic, profitable days with Endurance, or a 40% cap on the best day with Consistency, each on a one-stage or two-stage challenge from $25 to $720. The 3% daily loss applies to all three modes, and the 70% starting profit share moves up with each payout to the level of the trader's rank, up to 99%. Confirm the price of your account at checkout.

Frequently asked questions

Sources

• Challenge Mode Comparison: modes, base prices, targets and max loss
• Classic Mode introduction
• Endurance Mode introduction
• Consistency Mode introduction
• The Experience Program: ranks, profit share, leverage, daily loss
• How Payouts Work
• Leverage and margin requirements
• Inactivity period and maximum time limit
• Prohibited country list
• Paying for your challenge (methods, currencies, refunds)

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